EMPOWERING SELF-DIRECTION BY SUPPORTING INDIVIDUALS AND FAMILIES TO MANAGE MEDICAID FUNDS WITH TRANSPARENCY, ACCURACY, AND COMPLIANCE ​ Financial Management Services (FMS) in Utah are a critical component of participant-directed Medicaid waiver programs, allowing individuals and families to manage their own budgets, hire caregivers, and oversee services. FMS providers act as fiscal intermediaries to ensure funds are used appropriately and in compliance with federal and state