Kentucky - Homemaker Service — Licensing, Medicaid Enrollment and Startup Requirements
Last reviewed: 2026-09-10
Homemaker services in Kentucky are funded primarily through the 1915(c) Home and Community Based (HCB) Waiver and the Acquired Brain Injury (ABI) Waiver, governed by administrative regulations 907 KAR 7:010 and 907 KAR 7:015. The Cabinet for Health and Family Services (CHFS) Department for Medicaid Services (DMS) defines this service as general household support, including meal preparation, laundry, shopping, and light housekeeping, provided when the waiver participant or their primary caregiver cannot perform these tasks.
Because Kentucky does not issue a standalone "Homemaker" license, agencies must first obtain a Personal Services Agency (PSA) license or a Home Health Agency (HHA) license from the CHFS Office of Inspector General (OIG) before applying for Medicaid enrollment. Once licensed, providers submit their enrollment applications through the Kentucky Medicaid Partner Portal to become an approved Provider Type 95 (HCB Waiver Provider) or Provider Type 32 (ABI Waiver Provider).
1. Service Definition and Scope
In Kentucky, Homemaker services are designed to maintain a safe and clean environment for waiver participants who are unable to manage general household activities independently. Under the HCB and ABI waivers, this service is strictly non-medical and focuses on environmental support rather than hands-on personal care.
The service must be explicitly authorized in the participant's Person-Centered Service Plan (PCSP) generated through the Medicaid Waiver Management Application (MWMA). Homemaker tasks cannot be billed concurrently with Personal Care services if the tasks overlap, and services are limited to the participant's specific living area rather than the entire household if other capable adults reside there.
- Covered Tasks: Routine light housekeeping, laundry, meal planning and preparation, and shopping for groceries or household supplies.
- Exclusions: Heavy cleaning, yard work, home repairs, and hands-on medical or personal care tasks.
- Waiver Authorities: 1915(c) Home and Community Based (HCB) Waiver and Acquired Brain Injury (ABI) Waiver.
- Location Limits: Services must be provided in the participant's primary residence, excluding assisted living facilities or adult foster care homes.
- Authorization: Must be prior-authorized and documented in the MWMA-approved service plan.
2. Regulatory and Oversight Agencies
The Kentucky Cabinet for Health and Family Services (CHFS) serves as the umbrella organization for all Medicaid and licensure operations. Within CHFS, the Office of Inspector General (OIG) Division of Health Care is responsible for licensing the underlying agency (such as a Personal Services Agency) required to deliver these services.
The Department for Medicaid Services (DMS) Division of Long-Term Services and Supports (DLTSS) manages the waiver policies, while the Department for Aging and Independent Living (DAIL) handles the day-to-day administration and participant eligibility for the HCB Waiver.
- Cabinet for Health and Family Services (CHFS): The overarching state health authority (https://chfs.ky.gov).
- CHFS Office of Inspector General (OIG): Issues Personal Services Agency and Home Health Agency licenses (https://chfs.ky.gov/agencies/os/oig/dhc/Pages/default.aspx).
- Department for Medicaid Services (DMS): Administers the Medicaid program and sets waiver reimbursement rules (https://chfs.ky.gov/agencies/dms/Pages/default.aspx).
- Division of Long-Term Services and Supports (DLTSS): Manages the 1915(c) waiver applications and service definitions (https://chfs.ky.gov/agencies/dms/dca/Pages/default.aspx).
- Department for Aging and Independent Living (DAIL): Administers the HCB Waiver operations and waitlists (https://chfs.ky.gov/agencies/dail/Pages/default.aspx).
- Kentucky Medicaid Partner Portal: The MMIS portal for provider enrollment and credentialing (https://medicaidsystems.ky.gov/).
3. Gatekeeping Prerequisites: Who Can Even Apply
Kentucky requires a foundational state license before an agency can enroll as a Medicaid waiver provider for Homemaker services. An applicant must hold an active Personal Services Agency (PSA) license or a Home Health Agency (HHA) license issued by the CHFS OIG. Medicaid enrollment applications submitted without this active licensure will be immediately rejected.
If an agency chooses the Home Health Agency route, they must first secure a Certificate of Need (CON) from the CHFS Office of Health Policy, which is a highly restrictive, need-based approval process. Agencies choosing the Personal Services Agency route are exempt from the CON requirement, making it the standard pathway for non-medical Homemaker providers.
- Licensure Prerequisite: Active Personal Services Agency (PSA) or Home Health Agency (HHA) license from CHFS OIG.
- Certificate of Need (CON): Required only if applying as a Home Health Agency; not required for Personal Services Agencies.
- Business Registration: Must be registered and in good standing with the Kentucky Secretary of State.
- NPI Requirement: Must obtain a Type 2 National Provider Identifier (NPI) specific to the agency location.
- Physical Location: Must maintain a commercial office space in Kentucky or a border state that meets OIG requirements.
4. Licensure and Certification Requirements
To obtain a Personal Services Agency (PSA) license, providers must submit an application to the CHFS OIG Division of Health Care. The application requires detailed operational policies, proof of liability insurance, and a designated agency manager who meets state qualifications.
The OIG conducts an initial on-site survey to verify that the agency's physical office, personnel files, and administrative policies comply with 902 KAR 20:380. Licenses must be renewed annually, and the agency is subject to unannounced compliance surveys.
- Application Form: OIG-144 (Application for License to Operate a Personal Services Agency).
- Licensure Regulation: Governed by 902 KAR 20:380 for Personal Services Agencies.
- Insurance Requirement: Proof of general liability and worker's compensation insurance.
- Initial Survey: OIG conducts an on-site inspection of the administrative office prior to issuing the license.
- Renewal Cycle: PSA licenses must be renewed annually with the corresponding fee.
5. Medicaid Provider Enrollment
Once licensed by the OIG, the agency must enroll in Kentucky Medicaid through the Partner Portal (KY MPES). Providers enrolling to offer Homemaker services under the HCB Waiver typically enroll as Provider Type 95 (HCB Waiver Provider).
The enrollment process requires the submission of the OIG license, an IRS W-9, and the payment of the federal Medicaid application fee. Providers must also complete a Medicaid provider agreement and undergo screening based on their categorical risk level.
- Enrollment System: Kentucky Medicaid Partner Portal (KY MPES).
- Provider Type: Type 95 for HCB Waiver; Type 32 for ABI Waiver.
- Application Fee: Must pay the CMS-mandated application fee (or provide proof of payment to Medicare/another state) unless waived.
- Required Documents: OIG license, IRS W-9, voided check for EFT, and ownership disclosure forms.
- Revalidation: Medicaid enrollment must be revalidated every five years.
6. Staffing, Training and Background Checks
Direct care staff providing Homemaker services must meet minimum age and education requirements, typically being at least 18 years old with a high school diploma or GED. Agencies must maintain strict personnel files demonstrating compliance with state training mandates.
Kentucky requires comprehensive background checks through the Kentucky Applicant Registry and Employment Screening (KARES) system. Staff must also be checked against the state child abuse and neglect registry and the adult abuse registry before providing services.
- Age and Education: Staff must be at least 18 years old with a high school diploma, GED, or equivalent experience.
- Background Checks: Mandatory fingerprint-based checks through the KARES system.
- Registry Checks: Must clear the Kentucky Child Abuse and Neglect Registry and the Caregiver Misconduct Registry.
- Initial Training: Must complete orientation covering participant rights, abuse reporting, and infection control.
- Health Screening: Staff must have a negative TB test or screening prior to client contact.
7. Documentation, Policies and Records
Agencies must maintain comprehensive records that align with the participant's Person-Centered Service Plan (PCSP) generated in the Medicaid Waiver Management Application (MWMA). Every billed unit of Homemaker service must be supported by a task log detailing the specific household chores completed.
Policies must cover incident reporting, grievance procedures, and emergency preparedness. Records must be retained for a minimum of six years and be readily available for DMS or OIG auditors upon request.
- Service Logs: Must document date, start/stop times, specific tasks performed, and staff signature.
- Plan Alignment: Services delivered must strictly match the frequency and duration authorized in the MWMA PCSP.
- Incident Reporting: Critical incidents must be reported to DAIL and CHFS within 24 hours.
- Record Retention: All clinical and billing records must be kept for at least six years.
- Policy Manual: Must include written procedures for participant rights, confidentiality (HIPAA), and complaint resolution.
8. Billing, Rates and Claims
Homemaker services are billed to Kentucky Medicaid using the MMIS system (KYHealthNet) or through the participant's managed care organization (MCO) if applicable. Services are typically billed in 15-minute increments using specific HCPCS codes.
Kentucky mandates the use of Electronic Visit Verification (EVV) for all personal care and home health services, which often includes Homemaker services when provided in the home. Providers must use the state-sponsored EVV system or an approved alternate vendor to capture the start and end times of each visit.
- Billing System: KYHealthNet portal for fee-for-service claims.
- HCPCS Code: Typically billed using S5130 (Homemaker service, NOS, per 15 minutes).
- EVV Requirement: Mandatory compliance with the 21st Century Cures Act using Kentucky's designated EVV aggregator.
- Prior Authorization: Claims will deny if the service is not prior-authorized in the MWMA system.
- Timely Filing: Claims must generally be submitted within 365 days of the date of service.
9. Approval Sequence and Timeline
The approval process follows a strict sequence: business formation, OIG licensure, and finally Medicaid enrollment. An agency cannot bypass the OIG licensure step or apply for Medicaid concurrently.
The entire process typically takes 4 to 8 months. OIG licensure review and the initial survey usually take 60 to 90 days, followed by the Medicaid enrollment process in the Partner Portal, which can take an additional 30 to 60 days.
- Step 1: Entity formation and acquisition of a commercial office space.
- Step 2: Submission of the PSA application (OIG-144) to CHFS OIG.
- Step 3: OIG on-site initial licensure survey and issuance of the PSA license.
- Step 4: Submission of the Medicaid enrollment application via the KY MPES Partner Portal.
- Step 5: Approval of Provider Type 95 status and issuance of a Medicaid ID.
10. Common Denials and Survey Findings
Applications for licensure or enrollment are frequently delayed or denied due to incomplete documentation, such as missing background checks or failure to provide proof of required insurance. In the Partner Portal, mismatched NPI data or incorrect ownership disclosures are common rejection triggers.
During OIG surveys or DMS audits, the most frequent citations involve missing EVV data, task logs that do not match the billed time, or providing services that exceed the authorized limits in the participant's PCSP.
- Licensure Denial: Failure to maintain a compliant physical office space during the OIG initial survey.
- Enrollment Rejection: Submitting the Medicaid application before the OIG license is officially issued.
- Audit Finding: Billing for Homemaker services while the participant is hospitalized or in a facility.
- Audit Finding: Missing or incomplete KARES background checks in personnel files.
- Audit Finding: Task logs lacking specific details of the household chores performed.
11. Key Contacts and Resources
Providers should utilize the official CHFS portals and help desks for guidance during the licensure and enrollment process. The OIG Division of Health Care handles all questions related to PSA regulations and surveys.
For Medicaid enrollment issues, the KY MPES Partner Portal help desk is the primary contact. Waiver-specific questions regarding participant eligibility and MWMA should be directed to DAIL.
- CHFS Office of Inspector General (OIG): https://chfs.ky.gov/agencies/os/oig/dhc/Pages/default.aspx
- Kentucky Medicaid Partner Portal (KY MPES): https://medicaidsystems.ky.gov/
- Department for Medicaid Services (DMS): https://chfs.ky.gov/agencies/dms/Pages/default.aspx
- Department for Aging and Independent Living (DAIL): https://chfs.ky.gov/agencies/dail/Pages/default.aspx
- Medicaid Provider Enrollment Help Desk: 877-838-5085
- CHFS Listens (General Assistance): 1-833-372-0004
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